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  • Writer's pictureVictorian Gardens

Is Independent Senior Living Affordable, and Does It Offer True Value for Seniors?

Updated: Dec 8, 2023

Is Independent Senior Living Affordable, and Does It Offer True Value for Seniors

When our loved ones start to get old, it’s natural to think of how we can create the best years for them. Retirement is a big step, and they should have as much fun with it as possible. We want them to stay comfortable and fulfilled so they can enjoy their golden years. One option that we often consider is independent senior living. But does it offer everything that seniors need, and is it affordable? Let’s dive into this topic and find out.

Put yourself in a room where you can live independently. Now, fill it up with the most vibrant people you can think of who are just like you. This is exactly what independent senior living communities offers. It gives seniors the opportunity to keep their independence, explore passions, and make new friends, all within an environment that encourages growth.

It’s pretty clear why many seniors see affordability as a concern. Independent senior living provides different options for different budgets, though. With cozy apartments and spacious villas, there’s sure to be something for everyone.

On top of all these options, a lot of retirement living communities also offer flexible pricing plans. This allows seniors to pick services and amenities from what they need all the way down to what they can afford.

But putting a price on things isn’t easy at all. True value goes beyond looking at numbers on paper or flipping through your wallet for money. Independent senior living has tons of benefits buried behind the possible price tag, which are sure to lead to a fulfilling lifestyle full of rewards. Let’s take a closer look at them.

Independent senior living communities are tailored to older adults who want an active lifestyle in a supportive environment. These housing options offer a range of activities, services, and amenities that cater to the needs and preferences of seniors. They allow them to live their best lives while being safe and secure.

Tenants can enjoy the benefits of independence here while still having access to a range of on-site amenities and services. From spacious living spaces to beautiful landscaping, independent senior living communities prioritize their tenants' quality of life.

Many of these communities give seniors a variety of housing options. Whether it’s an apartment, condo, or cottage — each one is designed with them in mind. Because at any moment they could slip and fall, these homes have features like grab bars and wheelchair accessibility. An emergency response system is also available in case anything happens. With all these choices, tenants can find the perfect balance between privacy and comfort.

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How Much Does Independent Senior Living Cost?

When it comes to planning for the future, we take a lot of things into consideration. One important thing is how much independent senior living costs. We all start thinking about our living arrangements as we age and the type of care we will need. Getting older doesn’t mean we have to give up our independence, though, which is why many people turn to this option. The cost of independent senior living will depend on a few factors. The most influential ones are location, size of your space, and services provided, among other things. Let’s take a closer look at what can influence the cost of independent senior living.

1. Location:

Like any other type of real estate, location plays a big role in determining the cost of independent senior living. It’s no surprise that living in a major city or a nice retirement spot would be more expensive than a smaller town or countryside area. Just like buying a house, factors like living costs, property value, and demand can all impact the price.

2. Size and Accommodation Type:

The size and type of accommodation you pick have an effect too. It’s almost expected that the bigger the space, the higher the price will be. Plus, there's the luxury level and upgraded amenities to consider, which can also affect how much you’ll have to pay.

3. Services and Amenities:

Another thing to factor in is what kind of services and amenities are provided by the community. Most places will offer things like housekeeping, transportation options, dining choices, and recreational activities. The more they offer, the more you’ll likely have to spend on it each month. Before committing to anything, it’s always good to see what services are included in the base fee and what could lead to additional charges.

4. Healthcare and Support Services:

Even though these communities are made for individuals who don’t need medical care often or assistance with daily activities, some places may still offer those services if needed. This can range from having trained medical professionals on-site at all times to helping with medication management. These services aren’t consistent, so it’s important to ask about them while looking around.

5. Extra Fees:

There's more to look at than just the monthly base fee, too. Some places might charge an entrance fee or a one-time fee for administrative costs. It's also worth asking if fees increase over time and what kind of new services come with those increases.

It’s very important to look deep into the community and understand its pricing structure and what is included in those fees. Depending on where you go, the cost of staying can change. Some places can be as little as a few thousand dollars a month, while other more luxurious locations can exceed that several times over. But on average, you should expect to pay between $2,000 and $6,000.

Keep in mind that staying at one of these places is a monthly expense. It’s also essential for you to look at your budget and figure out how this will affect it. And yes, I know that’s easier said than done. It’s also smart for you to talk to the staff at potential communities about any financial hardships or special needs you have. They’ll be able to help you get a better estimate of what the final number will be.

What You Should Expect in Your Monthly Budget for Independent Senior Living?

When it comes to independent senior living, there are many factors that you need to think about. Especially the cost. To understand what’s included in the monthly cost of independent senior living, you can see the list below.

1. Utilities:

For the most part, separate utility bills like electricity and water are included in the monthly costs of these communities. However, it's still a good idea to make sure with management before making a final decision.

2. Meals:

A lot of these communities also offer dining options with their services. This can vary from a full meal plan with multiple dining venues to a limited number of meals per day. Just like any other restaurant service, availability and quality varies. You should definitely ask management about additional costs on top of everything else.

3. Housekeeping and Maintenance:

One perk that independent living communities offer is freedom from household work and maintenance tasks, which is something everyone needs a break from every now and then. Most places have regular housekeeping services, which include cleaning, laundry, and linen changes. But besides this, they also have maintenance staff available to handle any other issues that may come up.

4. Security:

Nothing makes us feel more comfortable than having security measures in place where we live. Many of these communities have 24/7 systems that ensure the safety of all their tenants. A few measures they use to make this happen are having personnel available at all times, emergency call systems, and access only granted by tenants.

5. Social Activities:

Being in an independent senior living community gives senior citizens lots of opportunities for socializing with others. Many activities are organized, such as outings or game nights, just so everyone has fun together.

6. Transportation:

Wherever you need to go will be easier because most communities offer transportation services for tenants. Some even provide scheduled trips to nearby stores or medical appointments for free, but this may change depending on where you’re looking.

7. Healthcare Services:

Although these communities are independent, they do have some medical professionals on staff. Simple things like having someone to keep track of your medication or giving wellness checks. Keep in mind that if you need something more advanced, then it’s important to consider the cost of these services separately.

8. Additional Amenities:

Lastly, each community has its own special amenities that they offer. And this can be anything from fitness centers, swimming pools, libraries, and beauty salons. Just thinking about it makes you want to live here, right? These amenities are great for enhancing your lifestyle, so you should definitely consider them when comparing prices.

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Why Choose Victorian Gardens?

Victorian Gardens offers independent senior living that provides both affordability and true value. Seniors always have a unique set of needs and desires, and as a Independent senior living community in Missouri, we understand that.

When trying to find a place to live, affordability is key. We provide plenty of apartment options, including luxury 1-bedroom and 2-bedrooms that suit different financial plans. Not only are they comfortable, but they come with amenities to make daily life better. And when it comes to all the support one might need, we've got you covered. Our community has personal care for seniors with a health care staff.

Sometimes, those who take care of seniors need a break too. With our respite care services, you can finally get that break while knowing your loved one is being properly looked after in a safe environment.

We’re not just all about essentials here, though. On top of our essential care program, we also give them fun activities and events to participate in. It’s important for them to get out there and engage socially or exercise so their quality of living improves tenfold.

As if all of this isn’t enough already, Victorian Gardens also provides concierge services for seniors. The senior concierge team goes above and beyond for every tenant's need or preference. Whether someone needs help finding community care services or is looking for extra assistance, our team will provide the support needed with convenience.

Contact us at Victorian Gardens as we prioritize both lifestyle and budget altogether in one place.


Can most seniors afford Independent Senior Living?

It really varies depending on where you go and what amenities you want. But yes, communities try to be all-inclusive in terms of the price range.

What’s included in Independent Senior Living?

Are there any programs that help lower the cost?

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